Webinar: Innovations for sustainable retirement savings

Speakers:

• Aymeric Kalife – CEO iDigital Partners and Associate Professor at Université Paris Dauphine-PSL
• Alexandre Mincier – investment expert for insurance and pension funds
• Eric Baesen, Senior Manager at Nexialog Consulting and member of the Finance and Asset Management Commission of the Institute of Actuaries

The last decade (2010-2020) has been marked by very low and sometimes even negative interest rates. This atypical situation has led to a decline in investor appetite for bonds, in favor of risky assets such as equities, private debt with low credit ratings, and commercial real estate. In addition, the low interest rates seen in the previous period made some long-term insurance products unprofitable, due to their majority exposure to bonds.

However, since 2022, central banks have decided to raise interest rates sharply to combat inflation. This change in monetary regime is creating difficulties for insurers’ asset-liability management. In fact, products marketed when interest rates were low are not generating sufficient returns, while customer appetite is now more focused on the quest for performance. How can players adapt to this new situation? Which strategies should be favored? What product innovations are possible?

In this webinar, Aymeric Kalife, Alexandre Mincier and Eric Baesen will explore the crucial subject of long-term insurance, offering their views as practitioners.

Registration