Foundations and stakes of the "training accounts": the crossroads of economics and law.

Summary The creation of the Personal Training Account (PTA) invites us to analyze the foundations and stakes of this type of system by crossing the perspectives of law and economics. The great diversity of training "account" systems refers to policies that can be inscribed in two paradigms, that of endowments and that of capacities. While both promote the initiative and autonomy of the individual (according to a logic known as empowerment), they also raise the question of the respective roles of all the actors - workers, employers, the State and social partners - in the mobilization and use of these accounts.