Banking activities, regulatory constraints and crisis contexts: different empirical perspectives.

Summary The research work carried out is mainly in the field of banking, monetary and financial economics and is organized around three empirical perspectives. The first perspective is microeconomic and is located at the level of the banking firm. The research conducted analyzes the provisioning behavior of banks for credit losses and evaluates the risk profiles of banks. The second perspective is macroeconomic and is situated at the country level. The research focuses on the procyclicality of credit activities on the one hand, and the occurrence of banking crises on the other. The third perspective introduces an international dimension and thus complements the microeconomic and macroeconomic approaches previously used. The research conducted analyzes the effects of banking regulation and the consequences of the 2007-2008 financial crisis on international banking and financial activities.