Insurance and prevention of natural and technological disasters.

Summary Natural and industrial disasters are major risks that share the common feature of having a strong geographical footprint. Their main difference is that compensation for natural risks is based on solidarity, whereas industrial risks are the private responsibility of the industrialist. This thesis provides elements of evaluation of public policies for the prevention and coverage of natural and technological risks. Each of the chapters proposes elements of evaluation of these policies by analyzing in particular the links between insurance and urban planning policies (chapter 2), between insurance and collective prevention policies (chapter 3), between insurance and public aid policies (chapter 4), between prevention and real estate policies (chapter 5). The different chapters take into account the links between national and local public policies.